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innovative cash flow
strategies •
fintech cloud payments
services
private credit working capital
PHIL DOYLE
phildoyle.com
(775) 234-2006
text / voicemail
helping businesses stay competitive since 1988
up to $50 million revenue and 500 employees
fintech cloud payments services
private credit working
capital
fair transparent pricing and terms
How's your business?
What do you need for operations, expansion, or refinance?
How will
you stay competitive in the accelerating digital 2020s?
Business finance
is cash flow strategy.
Will you look at a proposal?
worldpay from FIS independent agent since 2019
worldpay working capital - videos
below
Request a proposal
today
no fees - no effect on credit - no broker or reseller costs
Why trust worldpay from FIS?
—50
years of industry leadership —see
below
Why use me as your independent worldpay agent instead of an in-house company
sales employee?
Because I have more ways to help you stay
competitive —and three decades of experience.
Are you getting what you need from your bank?
Bank Business Loan vs. Private
Credit Business Advance
Two different kinds of capital from completely separate business
finance systems: Conventional bank loan (depositors' money) vs.
Private
credit business advance (investors' money)
One is a loan with interest.
The
other is an advance—the discounted sale of future revenue.
Private credit business advances. Flexible terms.
Extremely competitive
cost of money.
Private Credit Working Capital
Will you look at a proposal?
Private credit working capital has been
available to large enterprises for decades.
What is new today is
private
credit working capital for small businesses—money for operations,
expansion, or refinance—with safe easy application and funding
directly
through their secure account. No broker or reseller fees. No collateral
or personal guarantee. No business plan required. Credit score less
important. Larger proposals. Flexible terms. High approvals. Convenient
streamlined process.
Same day or next day direct deposit funding.
The terms working capital, business advance, merchant cash advance,
revenue financing, cash flow financing, non-bank funding are often used interchangably.
innovative cash flow
strategies • private credit working capital • fintech cloud
payments services
Serving manufacturers & suppliers, distributors & wholesalers, retailers
& services in
most industries
Private credit business advances displace
conventional bank businesss loans for working capital
Conventional banks say they cannot make
money on most business loans under a million dollars because of increasing
compliance costs. Community banks are slow and are known for
small loans to minority-owned businesses in disadvantaged areas. Both
have high declines.
Instead
of protecting competitive small businesses, regulatory bureaucracies have hurt them
by making it harder to get the money they need to thrive and grow. Private credit
working capital is a smart easy quick alternative to slow difficult
conventional bank loans and small loans from community banks.
—more
below
Business finance works differently now
because of innovative fintech
cloud payments strategies and
safe easy
private credit working capital.
smart money
safe easy access to private credit working capital from
the #1 trusted sources
Leverage innovative cash flow strategies
with safe easy
access to private credit working capital directly from your account.
Responsible trusted non-predatory sources of working capital are screened to
ensure fair and transparent pricing and terms.
Application and funding are easy and fast—directly from reliable
sources with decades of experience and industry leadership.
What is a Private Credit Business Advance? —see below
responsible straight-forward ethical business practices
that put people first
Innovative cash flow strategies
and
easy access to working capital
directly from the #1 trusted sources—no reseller/broker cost
How's your business?
What do you need for operations, expansion, or refinance?
How
will you stay competitive in the accelerating digital 2020s?
Will you look at a proposal?
(photo 2023)
Phil Doyle Resume Details with Trust &
Privacy Policy
—below at end of page
Hello Business Owner,
I represent
the #1 trusted sources (safest, fastest, biggest,
oldest) for innovative fintech cloud payments services
and private
credit working capital. They do bank-level agent background
checks.
My team
works with a limited number of new clients each month to
provide innovative payments strategies and safe easy access to
private credit working capital for
operations, expansion, and refinance. We
do not charge fees.
Business finance is cash flow
strategy:
Private credit working
capital: safe fair flexible easy business
advances Fintech cloud payments services: how to get and
keep customers today
Request a proposal specifically
for your
unique business directly from trusted sources, not
resellers—with our ongoing support at no cost—for
fintech cloud payments services and private credit working
capital. Request a proposal. No fees.
Innovative fintech cloud payments pricing is
completely different from familiar traditional markups
on rates and fees by resellers. Compare innovative
fintech cloud payments services to suit your business with
custom tailored variable pricing
options and next day settlement.
Safe easy working capital application and funding are
available directly in your account with continuously
updated bank security and programming for the highest
safety and performance.
Business
finance is cash flow strategy for acquiring and
retaining customers with innovative fintech cloud
payments services and trusted non-predatory sources
of private credit working capital —screened to ensure fair transparent pricing and
terms.
What is the difference between a
traditional bank business loan and a private credit
business advance? Private credit uses finance tech
and artificial intelligence for reliable speed and higher
confidence in risk assessment for flexible
proposals at extremely competitive cost. Business loans
from traditional banks and community banks are slow and difficult
with excessive declines. More below.
Business finance works differently now
because of innovative finance tech cloud payments strategies
and
safe easy private credit working capital.
Businesses need to move up
to the highest levels of performance and safety today—as described in this
resume—or risk missing out and being left behind, and they need
to move up now so they don't give away their customers to
competitors. The cost may be about the same as what they are
paying for basic service from a reseller.
How's your business?
I'd like to help. Let's talk soon and
get what you need.
Phil
Doyle phildoyle.com (775) 234-2006
text / voicemail
helping businesses stay competitive since 1988
worldpay from FIS
independent agent since 2019
innovative fintech
cloud payments services — worldpay working capital
Private credit working capital operates in the investment industry (not the banking industry)
with appropriate regulatory oversight by the US
Securities and Exchange Commission (SEC).
I am 100% compliant with
regulatory and legal requirements.
I am not affiliated with
conventional bank business
loans or
lenders.
|
Private Credit Business Advances vs. Bank Business Loans
Fintech
Cloud Payments vs. POS Systems Smart Phones vs. Flip Phones
Google vs. Yellow Pages
Windows vs. DOS
Private credit provides financing directly to businesses. It has
become a valuable alternative to traditional lending from banks,
especially for small- to medium-sized businesses that often do
not qualify for loans from traditional banks or need capital
beyond what banks are willing to provide. —American
Investment Council |
Private Credit Business Advances Displace Bank
Business Loans
At stake is access to billions of dollars of ultra-competitive working capital for millions
of small businesses. Intense competition for private credit
working capital effectively holds down the cost of money and encourages
superior service and selection.
Conventional
bank business lending is limited by lack of finance tech and
artificial intelligence which are required to compete in the digital
2020s. Artifical
intelligence
threatens those without it with obsolesence, irrelevance, and the inevitable
rise of innovative leadership. We are witnessing a
highly responsive new business finance system emerging with private
credit working capital for operations, expansion, and
refinance from trusted sources with
decades of business finance experience.
"Private credit has become indispensable for
businesses seeking financing and is increasingly becoming their
preferred option.”
Drew Maloney, President & CEO of the American Investment Council
May 7, 2024
The Private Credit Landscape
American Investment Council (AIC)
The private credit market
is offering a lifeline for businesses and strong returns for investors,
according to a new report.
The American Investment Council
says that small and middle market businesses are increasingly
leveraging private credit.
For businesses unable to secure
traditional bank lending at all or of the size required, private credit
is providing another route.
“Private credit is playing a crucial role in
supporting businesses and delivering impressive returns for investors,
especially in uncertain times,” said Drew Maloney, President & CEO of
the American Investment Council (AIC). “The industry’s resilience and
flexibility are filling market gaps and providing customized financing
solutions. Private credit has become indispensable for
businesses seeking financing and is increasingly becoming their
preferred option.”
FORTUNE January 2024
Securing funding for a small business in the U.S. looks a
lot different than it used to. Historically, small business
owners had two main options: attracting investors–or
approaching banks for loans. However, the lending landscape
has shifted and a growing number of small business owners
are exploring an alternative source of
capital: private credit.
Private credit working capital is good for businesses.
—read more below
Business finance
is cash flow
strategy
for operations, expansion,
and refinancing
to get and keep customers.
Private Credit Working Capital •
Fintech Cloud Payments Services
Proposals are directly from trusted sources with superior
ongoing support at no cost.
No effect on your credit. No fees. No broker or reseller
costs. Request a proposal today.
worldpay
from FIS
independent agent since 2019
worldpay working capital - video
below
The terms working capital,
business advance, merchant cash advance, revenue financing, cash
flow financing, non-bank funding are often used interchangably.
highest levels of safety and performance
Get what you need today.
Request a proposal from the #1 trusted sources for:
#1 Working Capital -
Flexible safe easy short-term private credit business advances
#1 Customer Financing - Buy Now Pay Later in your
payments system—not via a reseller
#1 Fintech Cloud Payments
- Continuously updated programming and predictive bank security
Superior safety, performance and
reporting directly
at the source - not a reseller 1.5% transaction fee V-MC
Targeted direct
marketing with your data to get and keep customers with proven
effective low-cost strategic campaigns
click
image for brochure
Business finance today is cash flow strategy with all of the
above interacting in one easy safe place.
Cost is probably about what you may be paying now for basic
payments processing from a reseller.
Clients are
automatically using powerful fintech artificial intelligence via
their direct accounts at the source for superior
safety and high performance to constantly improve results with
continuously updated bank security and programming, innovative
cash flow operations, and safe easy access to working capital.
This is how to use artificial
intelligence for maximum safety and performance.
It is how to stay competitive with AI at
low cost in
the accelerating digital 2020s.
AI-powered tools can be used to
help businesses make data-driven decisions with unprecedented
accuracy and foresight. By analyzing vast datasets in real-time,
AI algorithms can uncover patterns, trends and correlations that
human analysts may overlook, leading to more informed and
strategic choices in areas such as market forecasting, risk
management and customer engagement.
Businesses that hesitate to
move up risk falling years behind,
handing their customers to
competitors.
innovative cash flow strategies
Clients average 5% increased revenue
15% decreased chargebacks and 12% reduced debit card fees
Business finance works differently now
because of innovative fintech
cloud payments strategies and
safe easy
private credit working capital.
What is the difference between
a bank business loan and a private credit business advance?
One is a loan. The other is a sale.
Private credit
business advances are fast and easy,
and extremely competitive. A business advance is the discounted sale of a
future revenue stream; it is not a loan.
Cost of money for a
business advance is the
discount on the sale of future revenue.
Banks
loan customer deposits, are
slow and difficult, and are hobbled by bureaucratic costs and delays.
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