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phildoyle.com
PHIL DOYLE
capital
strategies
(415) 484-8661
business finance since 1988
helping businesses stay competitive
responsible straight-forward ethical business practices
that put people first

Online
Business Lending • Fintech Payments Services •
Digital Customer
Financing
your agent in alliance with
FISglobal.com and other trusted networks of business finance sources
FINTECH THE FINANCE WORLD IS BUILT ON


How's your business?

Phil Doyle resume at bottom of page
I have a
business finance agency based on my 30 years in
business lending, payments services, and customer financing.
We help businesses stay competitive. We do not charge fees
or add to costs. We represent the #1 sources (safest, fastest, oldest, biggest)
and others in all three areas of business finance. |
What do you need for operations, expansion
or refinance?
Expand and grow with confidence. Access
all kinds of money quickly.
#1
Online Bank & SBA Loans / Flexible
Short Term Private Money
#1 Fintech Payments Service / Omnichannel Payments #1 Digital
Customer Financing
How do you plan to stay competitive?
Finance tech totally reinvented payments services.
Pricing
is completely different. Resellers are no longer required.
Updates to your POS terminal are no longer needed.
Your
cash flow operations -- customer information, sales data, security,
digital store, shopcart, omnichannel commerce, reporting, and payments
processing -- all need to interact in
the fintech cloud for superior payments services, security, and
efficiency -- and better use of your data. Low cost high performance cash flow operations with continuously
updated security and programming are required to stay competitive.
There are three fintech payments providers.
After mega-billion dollar mergers, they are old companies with
unfamiliar new names. We represent all three as your agent.
Accelerate and protect growth with smarter use of your data.
If you are using a payments services reseller (if your payments services programming and security reside on your POS
equipment and require updates) you may
have a big competitive disadvantage. Cash
flow operations, payments, and security need to interact in the fintech cloud for
superior performance
at low cost -- with no reseller. |
Retain Customers. Improve Cash Flow.
Simplify
Operations.
competitive finance strategy specifically for
your business

Access all
kinds of money quickly

Business Lending • Fintech Payments Services • Customer
Financing
Online
Bank and SBA Loans
• Flexible Short Term Loans & Advances
• Working Capital
Private Money
• Unsecured Business Funding
• Non-bank Lending
Omni-Channel Digital Commerce • Payments & Customer Experience
Real Time Settlement of Merchant Funds 24/7
•
Simplified Pricing
Lines of Credit
•
Equipment Financing
•
Customer
Financing
SBA Commercial Real Estate Loans
Finance
strategy specifically
for your business. No fees. No effect on your credit.
Call
today.
Phil Doyle capital strategies since 1988
(415) 484-8661

Compare your loan options.
A common mistake is focusing on the interest rate.
Six
points to consider: the funds offered, additional fees, term length,
collateral required, reporting restrictions, and any special rules about
paying off the debt. Repayment terms are unique to each loan. Are you
allowed to actually pay off this loan sooner? Are you paying interest
and principal all the way along, or a large principal repayment at the
end? |
Retain Customers. Improve Cash Flow.
Simplify
Operations.
Competitive finance strategies specifically for
your business
No fees. No effect on your credit,
Please
call today.
(415)
484-8661
Four ways businesses can dodge loan scams and
predatory lenders
1. BE WARY OF EXCESSIVE SPEED
2. NEVER PAY MONEY UPFRONT
3. EXPLORE ALL OF YOUR LENDING OPTIONS
4. SURROUND YOURSELF WITH THE RIGHT EXPERTS

Small Business Reports
business journal
for business owners
SmallBusinessReports.org
click for complete report - secure pdf
SmallBusinessReports.org

Small Business Reports
business journal
for business owners

click to view short video
Fintech Payments Services
Turn customer transactions into smarter
connected experiences
click for complete report
secure pdf


click for complete report
SmallBusinessReports.org

Small Business Reports
business journal
for business owners
Retain Customers. Improve Cash Flow.
Simplify
Operations.
Fintech Payments Services / Omnichannel Commerce
5% increase in revenue ..15% decrease in chargebacks ..12% reduction in debit card fees
Higher conversion rates
.. Improved authorization & better acceptance of all payment
methods

Phil Doyle resume at bottom of page
Call me today for a
competitive finance strategy.
(415) 484-8661
"Fintech Payment
Services
are
to POS Terminals what Smart Phones were Flip
Phones,
what Google was to the
Yellow Pages,
what Windows was to DOS."

Using Data Intelligently to Drive Business Outcomes
Smart Insights for a New Future — PACE Report
Gaining Lift from the Consumer Shift
— CMO Council
click for Special Reports
- secure link -

SmallBusinessReports.org
Small Business Reports
business journal
for business owners

manufacturers & suppliers, distributors & wholesalers, retailers
& services



most business categories
How Commerce Has Changed Forever

Fintech Payments Services /
Omnichannel Commerce
5% increase in revenue. 15%
decrease in chargebacks. 12% reduction
in debit card fees.
Higher conversion rates. Improved authorization
& acceptance of all payment methods.
Four security questions to ask your payments
provider
click for Special Report

SmallBusinessReports.org
Small Business Reports
business journal
for business owners
Stay Competitive in
the Digital 2020's
A Golden Era for Business Finance & Access to Capital
|
The
key to staying competitive is
superior finance tech from the #1 sources.
If you are not staying competitive, you
already may be years behind.
Omnichannel Commerce / Fintech Payments
Services

click to play
- scroll down for complete report below
The starting point
for better customer retention, improved cash flow, omnichannel
payments, digital commerce, superior security & service, simplified pricing, sales &
customer data for individual marketing with targeted incentives, and
integrated management efficiencies to streamline
operations
is your
innovative payments
platform.


OMNICHANNEL
COMMERCE FINTECH PAYMENTS SERVICES
Simplify operations, retain customers, and
improve cash flow

Omnichannel digital commerce with
fintech payments services powers an immediate profit center with secure cloud-hosted
smart point-of-sale business managment of payments, inventory, pricing
& discounts, sales tax, employees, loyalty marketing, robust
intelligent reporting,
and remote access — to acquire and retain customers 24/7, retail and
wholesale, physical and digital.
"It's fast and easy to setup and run."
Omnichannel
Commerce

click to play

click to play

click to play

What sets us apart?
SMART MONEY
Fintech Payments
& Omnichannel Commerce Fuel Marketing &
Management
What sets us apart is the consistent and seamless experience we
provide in all three areas of business finance. Working with us
is the same as working directly with the source
—only
better because often we can make things happen quicker.
I grew up
in this company when it was a small family business. It
was built on genuine business relationships —and still is. Now,
we work with the best people and
companies in all three areas of business finance.
We serve businesses of all sizes in most industries:
insurance, real estate, automotive,
manufacturing, distribution, retail, services, home
improvement, contractors, construction, oil and gas, mining,
technology, and pharmaceuticals. Working with a business
finance agency and sources that deal regularly with companies in your
industry is a tremendous benefit.

Phil Doyle resume at bottom of page
Call me today for a
competitive finance strategy.
(415) 484-8661
Do you go to a restaurant to cook your own meal?
Would you go to a website to
arrange your own business finance strategy?
No. You need their
experience, service, and speed for the best results.
As
an independent finance agency representing the #1 leaders (safest,
fastest, biggest, oldest) and other sources, we
help businesses get what they need tp stay competitive, and we support their continued growth.
We do not charge fees or
add to costs. We eliminate the need for resellers.
You will have a knowledgeable, competent
business finance agent throughout every step of the process with innovative finance strategies,
simplified pricing, competitive
low cost,
larger amounts, and more flexible
terms. The application, underwriting, and funding
are fast because of superior finance tech.
|
What's next?
Compare your sources in all three areas of business
finance.
Business Lending • Fintech Payments Services • Customer
Financing
Compare finance
strategies to get what you need.
We have helped thousands of businesses like
yours.
Is all your
customer info and sales data
from every transaction—from every sales
channel—available and accessible all in one
place with robust reporting to inform and manage payments
processing, marketing,
inventory, pricing & discounts, sales tax, accounting, and
employees
so you can make smarter decisions faster that simplify operations,
retain customers, and improve cash flow?
|
Stay competitive with omnichannel payments for
superior security for your customer data and sales reporting,
increased customer retention,
and improved cash flow.
Increase efficiency and performance with
superior service and security—with no reseller in the middle—using your
existing
POS, if desired.
|
Please call me today. (415) 484.8661
I do not
charge fees.
Money is now a convenient
business resource because of superior finance tech.
Example - Short-term non-bank loan strategy: $5,000 to $250,000, 1st
or 2nd, 6-24 months, weekly payment. 100% online, 1 page
application & 3 months bank statements, No broker fee or commission. No early
payoff cost. No collateral. No upfront costs or fees. Professional
service.
|

Business owners say innovation
is vital
to stay
competitive.
Dear Business Owner,
I have a business finance agency based on
30 years in
business lending, payments processing, and customer
financing. We help businesses
stay competitive.
We do not charge fees or add to costs. We represent the #1 finance sources (safest, fastest,
biggest, oldest) and others in all three areas of business
finance -- as your agent.
What do you need for operations, expansion, or
refinance?
Expand and grow with
confidence. Access all kinds of money quickly.
#1
Online Bank / SBA Loans & Flexible Short Term Private Money
#1 Fintech Payments Services Provider — Omnichannel Commerce #1
Digital Customer Financing
Do you plan to stay
competitive for the next five years?
We are trusted leaders
- oldest, safest, biggest, fastest,
most advanced fintech - with superior security,
service, and pricing in all three ares of business finance.
We have helped thousands of
businesses like yours.
What will you need to stay competitive in the
Digital 2020's?
If you are not staying
competitive with fintech payments services, you already may be
years behind with security, service, and pricing.
Compare your finance sources for business loans,
payments services, and customer financing.
Business Lending
— Online SBA / bank loans, short-term loans and advances
Q:
What do you need for
expansion, operations, or refinance?
Q: What's next?
Call
me today for a competitive strategy.
Payments
Services —
Omnichannel payments,
real time settlement,
simplified pricing
Q: What percent of sales is digital with
customer data for targeted incentives? Q:
How do you use your sales data for individual
marketing to retain customers?
Customer Financing
— Boost sales with the the right consumer lender
Q:
What percent of sales is from
customer
financing? Q: How do you offer customers
financing for their
purchase?
Omnichannel Payments & Digital
Commerce
Fuel the New Marketing &
Management
Using
Data Intelligently to Drive Business Outcomes
Retain Customers & Improve Cash Flow
with Omni-Channel Payments
5% increase in revenue..15% decrease in chargebacks..12% reduction in debit card fees Higher conversion rates
.. Improved authorization & better acceptance of all payment
methods
Four Security Questions
to Ask Your Payments Provider
Finance tech and artificial intelligence transformed security,
service, and pricing.
Four Ways to
Dodge Loan Scams and Predatory Lenders
Capital is now a safe convenient business resource because of superior
finance tech.
SmallBusinessReports.org
— Small Business Reports
— business journal for business owners
Let's talk to compare finance and get what you need.
How's your business?

Phil Doyle capital strategies business
finance since 1988
phildoyle.com (415) 484-8661
helping businesses stay competitive™
Business Lending •
Fintech Payments Services • Customer Financing
Please call me today
for a
competitive finance strategy.

|
|

Money is
a now convenient business resource because of superior finance tech.
Example: short-term loan strategy:
$5,000 to $250,000, 1st & 2nd, 6-24 months,
weekly payment. 100% online, 1
page application & 3 months bank statements, No broker fee or commission. No
early payoff cost.
No collateral. Safe.
Quick. Flexible. No fees. No upfront cost. Next day funding. Professional service.
As 'buy now, pay later' surges, a third of U.S. users
fall behind on payments
SmallBusinessReports.org Small Business Reports - business journal for business owners
Compare finance
strategies to get what you need.
We have helped thousands of businesses like
yours.
Please call me today.
I do not charge fees. (415) 484-8661
Expand and grow with confidence.
Access all kinds of money quickly.
Online SBA
& Bank Loans
• Flexible Short Term Loans & Advances
Private Money
• Unsecured Business Funding
• Non-bank Lending
Omni-Channel Digital Commerce Payments & Customer
Experience
Real Time Settlement of Merchant Funds 24/7
•
Simplified Pricing
Lines of Credit
•
Equipment Financing
• Customer Financing
SBA Commercial Real Estate Loans
We eliminate resellers
100% digital. Easy, quick and safe.
responsible straight-forward ethical business practices
that put people first
|

REINVENT SMARTER
Today's finance
leaders advance
the ways businesses stay competitive.
All three areas of business finance suddenly transformed security, service,
and pricing which
accelerated ahead five years
with finance tech, artificial intelligence, and machine learning
to confidently reduce risk, increase speed, and simplify pricing.
Now, more than ever, it matters who you're with.
Resellers lack the finance tech for security and speed. If you are not staying competitive, you already
may be years behind.
"Simplify operations, retain customers, and
improve cash flow with omni-channel commerce."
Let's compare
finance strategies to stay competitive.
We have helped thousands of businesses like
yours over the past 30+ years.
Call me today. (415) 484.8661
No fees.
The key to staying competitive is superior finance tech from the #1
sources.

click to play
The
starting point
for better customer retention, improved cash flow,
omni-channel commerce & customer experience,
superior security, service & pricing, customer data for individual marketing with targeted
incentives, and integrated management efficiencies
is your
innovative payments
platform. |
1.
Digital payments continue to change how people pay
in-store
Mobile wallets like Apple Pay and
Samsung Pay continue to spark change at the point of sale by
making checkout faster, safer, and more convenient. While mobile
wallets will be the leading POS payment method globally by 2023,
North American consumers will still favor traditional payment
methods such as credit and debit cards. But that doesn’t mean
there isn’t wide adoption of mobile and digital wallets.
Millions of consumers are using them on a daily basis,
especially online. Activating acceptance of digital and mobile
wallets is crucial to bridge consistency between the instore and
online experience.
2.
The lines continue to blur between online and in-store
Payments are often tracked between channels, but consumers are
generally focused on the end result rather than the channel
where they’re making the purchase. Convenience is typically the
deciding factor for how a consumer prefers to shop. And they
expect consistency and convenience whether they visit a store,
stay online, or find a middle ground between the two. For
instance, as buy online, pick up instore becomes more and more
prevalent, consumers are looking for retailers to make it easy.
That means the payment should be nearly invisible. With so many
alternative payment methods available, it’s becoming easier to
do just that.
3.
The next generation of shoppers are looking for
personalization from brands
Today’s teenagers and young adults are the first generation of
digital natives, yet that’s only the beginning of what makes Gen
Z distinctive. Gen Z shoppers gravitate to brands that are
transparent about values, that seek to understand them as
individuals, and that deliver exceptionally personalized
service. We explore how enterprises that can individualize at
scale can gain the trust and loyalty of a new generation of
shoppers.
4.
Instant payment schemes will open up new doors for
payment methods
Alternative payment methods go beyond just mobile and digital
wallets. Additional options like buy now pay later and bank
transfer are also changing the payments world. Open banking
initiatives are bringing a new wave of change to the payments
industry and with it, an additional alternative payment method
for retailers to consider: account to account payments. These
payments have existed for a while in peer to peer relationships
and the ACH network, but open new doors for retailers in the
form of cost savings. Real time payments could set new habits in
how consumers prefer to pay businesses.
5.
New technologies are advancing how AI is being utilized
for payments
Advancements in the interfaces that allow humans and computers
to communicate are sparking change in how we can purchase items
online and engage with some brands. Improvements to artificial
intelligence allow us to literally interact with voice
assistants; from having them tell us jokes, to playing music, to
asking for our favorite coffee to be reordered. Smart speakers
have become a part of our everyday lives. The rise of voice
assistants has opened the door to making purchases using only
our voices, but the commercial potential remains largely
untapped. Further advancements in security and identifying what
customers want from a voice only search will predict future
success.
Growing your business audience starts with understanding how
best to connect with your potential customers. Shoppers engage
with retailers at the most critical intersection—the payment.
from
SmallBusinessReports.org
Small Business Reports
— business journal for business owners
|
Expand and grow with confidence
Let's compare finance strategies to stay
competitive.
We have helped thousands of businesses like
yours.
Call me today. (415) 484.8661
No fees.
responsible straight-forward ethical business practices
that put people first
Business Lending • Omnichannel Payments & Digital Commerce • Customer Financing
We work with over a million merchants around the world -- from local
stores to global enterprises.
We have decades of focus on payments
and customer financing.
Access one billion dollars of flexible private money for
small business innovation and growth.
We do not charge fees.
We eliminate resellers.
responsible straight-forward ethical business practices
that put people first
What's your strategy?


Let's compare finance strategies
to stay competitive. (415)
484.8661 No fees.
We have helped thousands of businesses like
yours over the past 30+ years.
Working together, we can achieve your business goals - both now and for the
future - with innovative strategies and trusted finance sources.
Expand and
grow with confidence
Access all kinds of money.
Online SBA
& Bank Loans
• Flexible Short Term Loans & Advances
Private Money
• Unsecured Business Funding
• Non-bank Lending
Omni-Channel Digital Commerce Payments & Customer Experience
Real Time Settlement of Merchant Funds 24/7
•
Simplified Pricing
Lines of Credit
•
Equipment Financing
• Customer Financing SBA
Commercial Real Estate Loans
We eliminate resellers
Money is now a
convenient business resource because of superior finance tech.
Call me today. Ask to see a non-bank
flexible short term loan strategy with
same day funding.
100% digital. No hidden costs or surprises. Easy, fast & safe. No
collateral.
Innovation is Vital to Stay Competitive

100% committed to small business finance.
No fees. No resellers.
Business Lending • Omnichannel Payments & Digital Commerce •
Customer
Financing
Who helps you stay competitive in all three areas of
business finance?
How many
sales reps does it take? How well do they know your business?
Do they work together as a team toward your goals?
Business owners do not have time to keep up with fast-evolving
finance tech, payments
solutions, security, service, and pricing.
Expand and grow with confidence. Access all kinds of money quickly.
responsible straight-forward ethical business practices
that put people first
this professional
site does not
sell products or services -- no fees this
secure website does not track viewers or
collect data
How's your business?

Businesses
recognize they must embrace smart innovation
to
retain customers, improve cash flow, and stay competitive.
Business Lending • Omnichannel
Payments & Digital Commerce • Customer Financing
Today's finance leaders advance the way businesses stay competitive with artificial intelligence and
machine learning to instantly interpret vast data
to confidently reduce risk, increase speed, and lower costs.
Small businesses are no longer required to use resellers because many
resellers lack security and speed. Now, more than ever, it matters who
you're with.
We eliminate resellers.
EXAMPLES






click to
open the report:
"Closing
the Cash Flow Gap with Real Time Settlement 24/7"

Fully integrated omni-channel digtal
commerce payments platform for managing payments, inventory, pricing and discounts, sales tax,
employees, targeted marketing with customer data, loyalty and
gift card campaigns, robust
reporting and remote access -- to run more efficiently with superior
security, service, and pricing with frictionless transactions on any
screen anywhere for physical and digital sales
and automated customer service

A fully integrated digital store is a
permanent
profit center for long-term competitive growth.
Businesses either grow or die.

54% of small businesses across the U.S.
are at risk of financial difficulty.
-- Wall Street Journal

Omni-Channel Commerce Payments Platform
& Customer Experience with fully integrated digital store
is an immediate profit center with secure cloud-hosted
smart point-of-sale data business managment for payments, inventory, pricing
& discounts, sales tax, employees, loyalty marketing, robust reporting,
and remote access -- to acquire, retain and serve customers 24/7, both retail and
wholesale, both physical and digital -- on any screen anywhere.
- example only -
It's fast and easy to setup and run.


Click video above. "Fully Integrated Digital Store"

Click video above. "Murphys Motorcycle Company"

Click video above. "WJ Doyle Wine & Spirits"

Click video above. "Smart Point-of-Sale
Business Management"

For example and comparison only -- Call me today for a Competitive Finance Strategy including a free 15-day fully functional test drive of an
innovative integrated online store with unlimited customer support.
No payment required. No risk. No obligation. (415) 484.8661




responsible straight-forward ethical business practices
that put people first
this professional website does not
advertise products or sell services -- no fees
EXAMPLES ONLY
this professional website does not
advertise products or sell services -- no fees
Business Finance
Business Lending • Payments
Platforms •
Customer Financing
Money is now a quick
easy business resource because of finance tech.
|
Ask to see a short term loan strategy with
same day funding.
100% online. No hidden costs or surprises. Fast, easy & secure. No
collateral.


- for example only -
Take advantage of a streamlined application process and superior
customer service. Don’t waste time going from bank to bank. Advanced
software matches your business with the bank in the network most likely to fund. It's
much faster.
Term loans from banks in the
network are generally faster to fund and require less documentation than
a traditional SBA 7(a) loan. The 2-5-year term gives businesses an
affordable low monthly payment.
Details include:
- $30,000 to $500,000 loan amounts
- Wide use of funds
- 2 – 5 year repayment terms
- Fixed interest rates as low as 7.99%
- Monthly payments
-
No pre-payment
penalties
A term loan application consists of a basic business loan package (tax return, bank statements, debt schedule,
financial statements). The underwriting team analyzes
applications quickly before submitting to
a lender through a bank-enabling technology platform
-- the #1 online
source for SBA loans under $350,000.
Once the loan request
is sent to a partner bank where we know it qualifies, loans can close in 5-7
business days.
- Multiple lenders offer a
variety of loan products to meet each business’ unique financing
needs.
- Term loans are fully amortized and carry
no prepayment penalties.
- Bank term loans can refinance personal
credit cards and personal debts used for business. Credit cards can
remain open after payoff.
- Clients may receive competing
offers with different terms and can choose the best solution.
-
Banks
build relationships with small businesses and are excellent
resources for future financing.
Expand and
grow with confidence
Please call me today and compare finance
strategies to stay competitive.
(415) 484.8661
I do not charge fees.
Access all kinds of money
Online SBA (7a)
& Bank Loans
• Flexible Short Term Loans & Advances
Quick
Private Money
• Unsecured Business Funding
• Non-bank Lending
Fully Integrated
Omni-Channel Commerce Payments Platform
Real Time Settlement of Merchant Funds 24/7
•
Simplified Pricing
Lines of Credit
•
Equipment Financing
• Customer Financing
SBA Commercial Real Estate Loans
responsible straight-forward ethical business practices
that put people first
this professional
website does not
advertise products or sell services -- no fees
EXAMPLES ONLY
this professional website does not
advertise products or sell services -- no fees













- examples only-
Business
Loans
- examples only -
Expand and grow with confidence
Please call me today to compare finance.
(415) 484.8661
I do not charge fees.
Money is now a
convenient business resource because of finance tech.
Quick SBA Business Loans
- examples only -
It’s
tough to beat the low cost rates and long repayment terms of a working
capital SBA loan. However, the traditional process of applying directly
at a bank can be quite cumbersome and often results in a 'no'. We
changed that. We make it easy for you to apply for a working capital SBA
loan and our online marketplace helps get you to a 'yes' because we
match your business with the lender most likely to fund your loan. You
can use the funds in a variety of ways:
- Purchase equipment
- Increase inventory
- Add marketing programs
- Operating expenses
- Hire additional staff
- Refinance high-interest debt, saving
you hundreds or even thousands per month
Pre-qualify
in as little as 5 minutes without impacting your credit score! Simply
provide basic information online and we’ll automatically tell you if
you pre-qualify for a working capital SBA loan from $30,000 to $350,000.
Consolidate or Refinance
Refinancing
existing debt with a low-cost SBA consolidation loan is an important
step to take if you want to expand and save big. Large or frequent
payments can make it difficult to run day-to-day business operations.
Additional funds may be used for working capital to help your business
expand.
SBA
debt consolidation loans can be used to refinance:
- Merchant Cash Advances
- Short-term Business Loans
- High Interest Funding
- Daily or Weekly Payment Loans
- Business Credit Cards
Pre-qualify
in as little as 5 minutes without impacting your credit score! Simply
provide basic information online and we’ll automatically tell you if
you pre-qualify for a working capital SBA loan from $30,000 to $350,000.
SBA Commercial Real Estate
Loans
With
25-year terms and interest rates ranging from 6.25% to 7.50%*, SBA 7(a)
loans are a great option for small businesses looking to refinance an
existing commercial real estate mortgage, buy an office building or
other owner-occupied commercial space. The rent replacement option with
minimal down payment, offered by our preferred SBA lending banks, lets
you keep more of your cash to invest in growing your business.
Pre-qualify
in as little as 5 minutes without impacting your credit score. Simply
provide basic information online and we’ll automatically tell you if
you prequalify for an SBA commercial real estate loan from $500,000 to
$5 million.
- not available from
traditional sources -
- examples-
Short Term
Money
flexible terms and repayment options
responsible straight-forward ethical business practices
that put people first
this professional website does not
advertise products or sell services -- no fees
- not available from
traditional resellers
-
- examples only -
Payments Platforms
Fully Integrated
Efficiencies Everywhere

Omni-Channel Commerce Payments Platform & Customer
Experience
5% revenue lift. 15% reduction in chargebacks. 12% reduction
in debit card fees.
Higher conversion rates. Improved authorization
& acceptance of all payment methods.

SmallBusinessReports.org
Small Business Reports
business journal
for business owners
Reliable low-cost smart point-of-sale business management for payments,
inventory, pricing & discounts, sales tax, employees, marketing,
loyalty, robust reporting, and remote access office for better informed
decisions and increased efficiency.
Below are examples from 2020





- examples only - from 2020 -
Everything changed because of powerful finance tech platforms for security, service,
and cost.
Free up time with
reliable smart point-of-sale tools to run more efficiently
and make smarter decisions.
Special Report Product Review
Reliable Point-of-Sale Tools



- examples only -


- examples only -




-
examples only -
responsible straight-forward ethical business practices
that put people first
this professional website does not
advertise products or sell services -- no fees
examples only - from 2020
Customer Financing mobile, contactless,
easy, paperless. larger approvals, fewer declines, 100% digital
not available from
traditional sources
Smart point-of-sale
digital customer financing boosts revenue



this professional website does not
advertise products or sell services -- no fees
PHIL DOYLE
capital
strategies
business
finance since 1988
helping businesses stay competitive™
phildoyle.com
(415) 484.8661



PROFESSIONAL:
Business Lending •
Fintech Payments
Services • Customer Financing
• business finance
and capital strategies since 1988
• helping businesses stay competitive™
Responsible straight-forward ethical business practices
that put people first
BUSINESS:
Started, financed, operated and sold
three pioneering, fast growth video companies:
Brainware.TV - first-ever streaming
online video rentals with Digital Rights to prevent piracy -- over 1,000
business training programs in 21 languages with online business
customers in 80+ countries - Internet marketing exclusively - opened new
digital global market for streaming video rentals for business and
professional training.
Video Guide® - the first
US print magazine for video family home entertainment
with major Hollywood
studio movie advertising - distributed
nationally through local video stores with their logo and coupons on
the covers Dimensions in
Video - the largest family entertainment video store in northern
California (Sacramento) during home video industry growth from 12% of US
homes to over 95% local market saturation - the first video store in the
US with all-VHS (no Beta), no porn, no equipment sales/rentals. It was a
huge success.
MARKETING & ADVERTISING:
Created and implemented fast growth strategies for
increasing advertising revenue - print and digital - for five business journals in San Francisco
Bay Area: Computer World magazine; Electro Optical Systems Design
magazine; North Bay Business Journal; East Bay Business Journal; Wine
Country Business Journal -- and weekly consumer newspaper Tahoe World in Tahoe City
CA
B.S. Business
Administration / Marketing & Advertising San Francisco
State University
1st Place College National Marketing
Competition, Beer Advertising Campaign
Created
advertising base for the first school newspaper, Lassen
College, Susanville, CA
1st Place: Veterans of Foreign Wars Essay Contest, "What it
means to be
an American" -- 4th grade
PASSIONATE:
Skiing deep Winter powder and steep Spring snow
Sailing Lake Tahoe, San Francisco Bay,
Pacific Ocean / Gulf of the Farallones Long distance solo/bicycle touring -
bikepacking
Vancouver BC to San Diego CA - Hwy 101 & 1
New Orleans, Louisiana (freighter) to Casablanca, Morocco, Africa to Ardal, Norway
via Spain, France, Germany, England, Wales, Ireland, and Scotland
Ft Bragg CA to Victoria BC - Hwy 1 & 101
Back Roads off the beaten track to parts
unknown - and back (self-sufficient)
Tahoe City, CA to Homer, Alaska - IH Travelall 4WD
Tahoe City, CA to Cancun, Mexico via
Cabo San Lucas, Baja -
Willys Wagon 4WD
Tahoe City, CA to Nelson, BC to Taos, New Mexico - winter
- skied every major resort - Jeepster
4WD Grass Valley,
CA to San
Diego, CA - Highway 1 - Honda 750
Grass Valley, CA to Glacier National Park, MT - Triumph
650 Bonneville Rode a Vespa
scooter from Nassau around New
Providence Island, Bahamas Drove
a Citroen auto around Mallorca, Balearic Islands, Spain
MENTORS
Napolean Hill, W. Clement Stone, Earl
Nightingale, Denis Waitley, Brian Tracy, Jack Tenge, Jack Bogle, Warren
Buffett, Charles Schwab
VALUES & INTEGRITY:
We become what we think about
most
Think about what you want, not what you
don't want
What does the person in front of you need or want?
Success comes to those who give more than they receive
Those who think it is permissible to tell white lies soon grow
colorblind
You’ll never succeed beyond your wildest dreams unless you have some
wild dreams
Do more than is required of you
Find yourself by losing yourself in service to your fellow human, your
country and your God
No one was ever honored for what they received, only for what they gave
To thine own self be true. Be optimistic.
What the superior person seeks is in himself, what the smaller person
seeks is in others
By the work one knows the worker
What’s the most effective use of my time right now?
See yourself the way you want to become, not as you are
Just trying is a noisy way of not doing something
If we all worked on the assumption that what is accepted as true is
really true, there would be little hope of advancement
My how people are different since I’ve changed
The most important force I have is what I say to myself and believe
Wisdom is a combination of truth and love
If honesty didn’t exist it likely would be invented as one of the best
ways of becoming wealthy
Expect the best
A smooth sea never made a skillful mariner
Learn to see things as they really are, not as we think they are
High achievement always takes place in a framework of high expectations
No authority is higher than reality
Relentless positive repetitive self-talk changes our self image
The greatest strength one can have is intentional motivation
It’s not just what you know but what you do that counts
Refuse to quit.
What's next?
What if?
Business Lending • Omnichannel Payments •
Customer
Financing
Omnichannel Payments
is to
POS what Smart Phones
was to Flip Phones,
what Windows was to DOS, what Google was to the Yellow
Pages.
Is your customer and purchase
data from every transaction—from all sales
channels—available instantly in one place
for robust reporting to manage payments, marketing, inventory,
pricing/discounts, and accounting so you can make better-informed,
quicker decisions that simplify operations, retain
customers, and improve cash flow?
phildoyle.com
PHIL DOYLE
capital
strategies
(415) 484.8661
business finance since 1988
helping businesses stay competitive
Online
Business Lending • Fintech Payments Services •
Digital Customer
Financing
Access all kinds of money quickly Expand and grow with confidence
responsible straight-forward ethical business practices
that put people first
This secure
resume website does not sell products or services or track viewers.
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